How to make Money Online without an Investment

How to make Money Online without an Investment

Many people want to make money online, but they don’t have investments. Here are a few ways to earn online without spending money.

According to Statista, there are over 57 million Americans work from home as freelancers. The number of freelancers will reach a whopping 86.5 million by 2027, making up 50% of the United States’ total workforce.

A 2018 survey shows that 61% of people start freelancing by choice. About 64% of people working from home find their clients and projects online via freelance websites and social media. Over 77% of full-time freelancers report that they have a better work-life balance than people with traditional 9-5 jobs.

The online world provides excellent opportunities for people who want to earn a significant amount of money. Starting an online business requires a considerable amount of money or budget, but what if you don’t have investment money?

Can you make money online without investment? The answer is, “Yes.” But how is this possible, and what are the ways to make money online? In today’s article, we will give you a list of money-making methods. Read on!  

YouTube Channel

According to YouTube, over two billion people visit the site and watch videos. People generate billion of views of YouTube videos every day. The official website reports that over 70% of users watch YouTube videos on their smartphones.

You can create a YouTube channel without any investment if you know how to create videos. You can use your smartphone to create videos or software to make animated videos. If you are a camera-shy person, you can make niche-related videos using PowerPoint.

For instance, if you want to create health-related videos, you can create slideshows in PowerPoint by adding text, photos, transitions, and animations. Various PowerPoint to video conversion tools are available online. Covert your PPTX to a video format and upload it on YouTube.

Social Media Manager

Research shows that over 90% of businesses in the United States use social media for advertising and marketing to reach their target audience. Companies look for social media managers to manage their social media profiles.

If you have a thorough knowledge of social media sites, such as Facebook, Twitter, Instagram, and Pinterest, you can easily find clients on freelance platforms, like Fiverr, Upwork, People per Hour, etc. You can become a social media manager even if you don’t have any knowledge about it.

There are various free lessons and video courses available online. So, you can learn about social media management, create your profile on Fiverr, and start selling your services without making any investments. You can earn $1,000 to $10,000 depending on the number of projects you get.

Freelance Writer

You can make over $50,000 a year working as a freelance writer. If you have excellent English skills, you can get many projects, ranging from website content, blog posts, article writing, product descriptions, email pitches, etc.

The best thing about working as a freelance writer is that you will get repeat clients. Fiverr, Upwork, People per hour,, and iWriter are the best platforms to get started. You only need to set up your profile and start applying for jobs.

Virtual Assistant

A recent report shows that virtual assistants can make a lot of money online. If you are a beginner, you can earn $4-6 per hour. If you are a virtual assistant with many years of expertise and excellent skills, you can charge up to $25 per hour.

An experienced virtual assistant has numerous skills, such as ghostwriting, graphic design, editing, online research, social media management, copywriting, video editing, data entry, and administrative skills.

You may also get projects related to scheduling appointments, travel arrangements, making phone calls, and managing email accounts. Whatever you get, you don’t have to spend a single penny on working as a virtual assistant. There are various online courses and lessons that you can apply to learn virtual assistance and earn a free certificate.

Graphic Designer

SkillShare, Design Crowd, Crowd Spring, 99 Designs, Upwork, and Fiverr are some of the best platforms to earn thousands of dollars a month as a freelance graphic designer. However, this is a competitive niche, meaning you have to master skills in Adobe Creative Suite, Photoshop, InDesign, Adobe Creative Cloud, Illustrator, and other software applications.

You can also promote your graphic designing services on YouTube by creating a dedicated channel. Likewise, you can promote your services on social media, such as Facebook, Instagram, Twitter, and Pinterest.

Join graphic design pages on Facebook or create rich pins and post them on Pinterest to grab the attention of potential clients. You can charge $10, $25, or up to $300 per hour, depending on your skills, expertise, and experience.

Online Surveys

Although you can’t make thousands of dollars through online surveys, they are still a better choice than doing nothing. If you can spare some time, you can take online surveys and fill questionnaires to earn points.

You can then redeem these points to win gift cards, cash, or promotional codes. Unlike other online jobs, taking online surveys is one of the easiest ways to earn money. Some of the best and legit survey sites where you can make money are Swagbucks, Survey Junkie, Toluna, InboxDollars, and Opinion Outpost.

Digital Marketing

Digital marketing is one of the niches with never-ending potential. Thousands of businesses look for digital marketers and SEO experts to help promote and rank their websites. You can work as an online marketer, social media marketer or advertiser, video marketer, web analytic expert, influencer marketer, SEO, SEM, and mobile ad creator.

According to the Digital Marketing Institute, an average digital marketer working as a freelancer earn over $66,000 a year. You can learn digital marketing skills, especially SEO, to sell your services on Fiverr, Upwork, or any other freelance platform.

Digital marketing is a versatile field, meaning you should opt for a specific field, such as social media marketing management or search engine optimization. For instance, if you want to become an SEO expert, look for free online courses that teach keyword research, on-page and off-page SEO, UX signals, content creation, and link building.

Website Testing

Testing websites and apps is another excellent way to make money online without any investments. Because businesses need feedback from their potential customers and users to create a friendly and mobile-oriented website, they pay people to test their websites.

It is a great opportunity to test websites or apps for their functionalities and provide feedback to a particular company or business. Many websites, such as Userlytics, User Testing, and User Feel, offer testing services, allowing users to sign up and become a tester.

Although various factors determine the amount of money you will earn, these websites offer $10 to $60 per test. Bear in mind that some tests are difficult to conduct than others. For example, you will have to give audiovisual feedback on the site or app based on your analysis.

Unlike other online jobs, website testing does not offer a wide range of opportunities, meaning not everyone can make money through these sites. However, if you have website testing skills, you can sign up with any of these websites and start earning money.

Play Games

Playing games is not only fun and entertainment but an excellent way to make money online without spending a single dollar. There are different ways to earn money by playing games. For example, you can sign up on Swagbucks and start playing various games to make money. Instead of filling surveys, which is a bit hectic task, playing games will keep you entertained.

If you want to make thousands of dollars a month, create a YouTube channel and upload walkthrough videos of games you play on your PC, mobile, or consoles like PlayStation or Xbox. Once you accomplish the goal of 4,000 watch hours, you can monetize the channel.

Remember, instead of spending hours on Swagbucks or other video game-playing websites to earn money, you should opt for a personal YouTube channel or a blog based on the gaming niche. You can make a significant amount of money via ads on a blog or video ads on YouTube.

All you need is to spend some time playing games, edit the videos using free software, and upload them on YouTube with a catchy title and description. Hundreds of thousands of young people make money through this approach. If you are fond of gaming, you must not miss out on this opportunity.

Final Words

Starting an eCommerce website to sell physical products, such as clothes, footwear, glasses, or any other thing, requires a lot of investment. Similarly, if you want to create an affiliate marketing website or a blog, you will still need money for hosting, domain, themes, plugins, and website maintenance.

On the other hand, you can start making money online without spending a single penny by becoming a freelance writer, graphic designer, SEO expert, virtual assistant, etc. Bear in mind that you will have to master skills in the niche you choose and make efforts to build a professional portfolio.